A mixed-use building of the kind RWA Pay ventures operate from

Real businesses on Solana

Pick a business.
Get paid its rate

Every venture below is a separate business with its own rate, its own lock-up and its own vault. Deposit USDC, interest accrues per second, and the rate you get is written on chain the moment you deposit. It does not change afterwards.

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Ventures

A higher rate comes with a longer lock-up and a thinner cash reserve. That is what makes the higher rate possible.

Mechanics

How it works

  1. You deposit USDC into one venture

    It goes into that venture's own vault. The petrol station's money cannot pay the restaurant's investors, and no key outside the program can move it.

  2. Your rate is written on chain

    At the second you deposit. If we later publish a lower rate for new money, yours does not move.

  3. We put the cash to work

    We can draw from the vault to buy and run the business, but never below the published reserve: every dollar of accrued interest, plus a share of principal.

  4. You claim interest, or ask for the money back

    Interest is claimable any time. Principal needs the lock-up to pass, then a notice period, then it pays out.

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What can go wrong

The cash may not be there on the day

A shop is not liquid. If we have drawn to the reserve floor and revenue has not arrived, a withdrawal fails until the vault is funded. The program says so plainly rather than paying you part of what you asked for.

A rate is a target, not a guarantee

The program pays the rate on your position out of the vault. It cannot make a business profitable. If a venture underperforms, the money to pay you has to come from somewhere else.

You are trusting an operator

We hold the authority that can draw from the vaults, within the reserve limit, and we choose which businesses get listed. The code bounds what we can do. It does not remove us from the picture.

Nothing here is investment advice

A fixed return on a business investment is a regulated product in most places. Check what applies where you live before you deposit anything.